9️⃣Legal Notes

By using this document or the information set forth herein, you represent and warrant the UPAY team. You accept and agree to the following and irrevocably.

1. Prohibition in restricted areas

It may not be legal for individuals or individuals belonging to certain categories in other jurisdictions to view this document in that region. Anyone who wants to view this document must, first of all, not be subject to any local requirements prohibiting or sanctioning the action

In particular, unless otherwise determined by the UPAY Team and permitted by applicable laws and regulations, no one who is a national or citizen of a restricted area, including corporations, partnerships or other corporations created or organized in their jurisdiction should come in contact, unless the UPAY Team provides the tokens mentioned in this document or direct or in direct transfer of documents to countries monitored by the Financial Action Test Force on Money Laundering (“FATF”) and considered high-risk or sanctioned by the U.S state or state or countries that indirectly participated in the first coin offering and set as restricted areas due to legal restrictions is planned and it is exempted from the ban on participation in the initial coin offering.

The UPAY Team is not responsible for anyone who uses this document in areas where laws prohibiting access or any part of the document may be illegal. All of them are personal responsibilities.

2. Information Purpose

All information is provided without warranty of any kind, and the UPAY Team, its employees, managers and advisors deny without representing each employee, manager and professional advisor of the UPAY Team for all express and implied warranties of any kind and any conditions and assume no responsibility or obligation to third parties for the consequences of any information, errors or commissions of such information or any consequences arising therefrom.

The information contained in this document may include statements that are considered realistically possible “forward-looking statements” rather than statements of historical facts. Some of these statements may be identified by forward-looking terms including “goals”, “aim”, “expect”, “believe”, “able”, “if”, “intend”, “may” or other similar terms including “plan”, “possible”, “must”, “do”, “will”. However, these terms are not exhaustive. Forward-looking statements involve risks or uncertainties related to future events or circumstances. Therefore, information, comments and future statements, including predictions and projections, in this document in relation to the anticipated roadmap, the development and planned conditions and performance of the relevant agencies are optional and may be subject to updates, extensions, revisions, individual verifications and corrections.

The UPAY Team makes no statements, warranties or promises, including those related to the integrity, accuracy and completeness of the information presented in this document. In addition, except to the extent required by law, the UPAY Team expressly denies any obligation or obligation to update or revise the forward-looking statements, and the UPAY Team, its employees, managers or advisors do not guarantee, represent or ensure that what is said in the forward-looking statements may actually occur. The UPAY Team is trying to achieve all of the goals described in this document. But in the event of an unexpected situation, it may be changed without notice or may not be achieved.

3. Prohibition of Proposals

The document is provided only of informational purposes and does not offer or solicit, or recommend to buy or sell, subscribe, take over, or purchase any form of investment or securities or other financial products, and should not be constructed or executed to induce, and may not form for depend in any way on any contract or investment decisions related to any part or part of this agreement.

4. Prohibition of Advice

Nothing in this document constitutes legal, financial, tax or other advices. You should conduct due diligence and comply with all local laws regarding cryptocurrency, taxes, securities and other regulations within your jurisdiction. It is recommended to consult with the relevant experts individually.

5. Prohibition of Agreement

You should not depend on documents to form the basis for any contract or an investment decision. The contract between the UPAY Team and you is governed by a separate document (“Sales Document”). If there is a discrepancy between this document and the sales document, the terms contained in each sales document should prevail.

6. Advertising and Distribution

This document is intended to convey general information, is not and advertisement, and is not to be used request suggestions on behalf of the UPAY Team. Distribution of this document may be restricted or prohibited by laws or regulatory authorities or prohibitions, and the UPAY Team is not responsible for those involved.

7. Regulatory Risk

The regulatory status of virtual currency tokens, including digital currencies and assets, and blockchain applications, is unclear or unstable in many jurisdictions. The publication and distribution of this document does not imply compliance with applicable laws, regulations and rules. The regulatory authorities do not review and approve this document. If the relevant government agency changes existing laws, regulations and rules, or is financial institutions make certain commercial decisions, it may be counterproductive and, whether intentional or not, it may impair the functioning of the agencies referred to in this document.

8. Other Disclaimers

There are technical risks related to the blockchain technology, UPAY tokens and initial coin offering mentioned herein, such as unexpected bugs, security issues or freezes. The total amount of money used to purchase UPAY tokens may be lost due to factors such as the above beyond control

Despite best efforts, the UPAY Team may not realize or implement its goals, business strategies and plans. A roadmap has been created based on the current technology infrastructure and the know-how that can be achieved in the near future, but there may be a number of commercial and technical obstacles that may actually impede their implementation. This documents is private and contains information about the UPAY. However, this does not cover the entire contents of the UPAY. The contents of this white paper are not considered to be completely accurate and may change depending on the relevant laws, business conditions, industry trends, and executive judgement.

Political, social, economic and securities or cryptocurrency market conditions may change and the blockchain system and UPAY tokens may not be approved or adopted, so related blockchain systems and UPAY tokens will no longer be commercially viable. To the greatest extent possible, the UPAY Team is not responsible for liability, legal liability, claims, demands and direct and indirect damages for all known and unknown types (including but not limited to liability limitations). It occurs or is deemed to have occurred in connection with any acceptance or dependence on the information you describe in the document.

If there is a reference to a third-party website or source of information, we may not require any further verification of the accuracy, completeness or timeliness of the information mentioned herein and do not provide any guarantee for the same contents. The disclaimers mentioned above are not exhaustive.