# Payback(Airdrop)

The existing credit cards come up with a strategy to secure a large number of customers by providing various benefits customized to the needs of customers. UPAY provides various benefits to customers by enabling payment, simple remittance and legal tender withdrawal services through cryptocurrency. UPAY’s first benefit to secure customers is Payback(Airdrop). After that, it plans to launch many affiliate services.

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Payback will provide services in the manner provided by existing credit card operators and the methods provided by cryptocurrency projects. The method provided by the existing credit card operators will provide tokens equivalent to the amount in relation to the total number of issued tokens when charging and using the u-pay24.com. The limit of payback cannot exceed a certain amount as in the case of existing credit card companies.

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The method provided by the cryptocurrency project is a method through staking. Customers participating in the UPAY platform receive it when staking a certain token rather than staking to receive the payment process solution of cryptocurrency. This is a method of providing the staking customer with fees in exchange for activities to provide a smooth service of settlement operators.

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This can realize sharing economy by providing benefits to all users participating in the UPAY platform. In addition, the profit of realizing the market price margin through staking is the problem of centralization caused by the participation of SCG world as a settlement operator, and UPAY can realize the sharing economy through profit sharing. UPAY tokens are differentially paid in the form of Airdrop depending on the amount of staking. Other cryptocurrency foundations participating in the UPAY platform can also receive them through staking.
